What is ZeraBooks?+
ZeraBooks is accounting software that does your books for you. You send your bank and credit card statements, we set you up and catch up your past months for free, and from then on AI keeps your books done in the ZeraBooks General Ledger. The Converter, which turns financial documents into checked Excel or CSV files, is included. ZeraBooks also builds custom solutions for accounting firms.
What is AI-native accounting?+
AI-native accounting software is built around AI from the start rather than adding it to an older ledger. In ZeraBooks, AI reads statements and documents, categorizes, matches payments and drafts month-end entries, while the double-entry ledger does every calculation and logs each AI action so it can be reviewed and undone.
Can ChatGPT do my bookkeeping?+
A general chatbot can explain bookkeeping or suggest categories, but it doesn’t keep a ledger, prove statements against their printed balances or close months. ZeraBooks uses AI inside a real general ledger: it asks when it isn’t sure, never does the arithmetic, and every action can be undone.
Can ZeraBooks do my bookkeeping for me?+
Yes. That is what the software is for. Send your statements and we set up ZeraBooks and catch up your past months for you, free. After that, AI does the bookkeeping each month from the statements you upload, and asks you only when it isn’t sure.
Is the setup and catch-up really free?+
Yes. Book a free setup call or start your trial, send your bank statements, and we set up your chart of accounts and catch up your past months (up to the last 12) at no charge. You only pay for the software subscription if you keep using it.
How much does the software cost?+
The software costs $79 per month billed annually ($948 per year), or $149 billed monthly, in U.S. dollars. General Ledger and Converter are both included, with 1,000 Converter pages a month (larger page plans from $179/month billed annually) and a one-week free trial.
Can I use the converter without switching accounting systems?+
Yes. Convert bank and credit card statements, financial statements, invoices, checks, and investment or brokerage statements into Excel or CSV without moving your books, including QuickBooks-ready and Xero-ready CSV files for bank statements.
Does AI categorization learn from my corrections?+
Yes. Each client’s business context, chart of accounts, reviewed bank transactions and confirmed bill or invoice lines guide categorization. Human corrections take priority. Familiar activity can benefit on a later upload; new or uncertain items still need review.
How do bills, invoices and payments connect?+
AI reads and categorizes document lines. Qualifying bank payments settle bills and invoices without recording the income or expense twice. Recurring bills can post automatically when the counterparty is confirmed, categories have reviewed-history support, and source checks pass. New or incomplete bills stay available for review.
What happens when a statement does not reconcile?+
ZeraBooks checks statement arithmetic, continuity between statements and the closing balance against the ledger. AI can reread the source and suggest repairs for a discrepancy. You review and apply those suggestions, then finalize a tied period.
Does ZeraBooks connect to my bank?+
No. ZeraBooks works from the bank and credit card statements you upload, and proves each one against its own printed opening and closing balances, so you know nothing is missing.
Is ZeraBooks a QuickBooks alternative?+
Yes. You can move your books from QuickBooks with your closing trial balance and unpaid invoice and bill reports, and let AI do the bookkeeping from your statements from then on. ZeraBooks is one plan with every feature, from $79 a month billed annually.
Does ZeraBooks work for large accounting firms?+
Yes. ZeraBooks Enterprise customizes the Converter and the General Ledger for a firm’s documents and workflow, including higher volumes and a dedicated instance. A reference from one of the 20 largest U.S. accounting firms is available on request.
Can an accountant or firm use ZeraBooks for multiple clients?+
Yes. Each client has their own chart of accounts, transactions, categorization history and financial reports. Bookkeepers and firms run their clients’ books in one account.