Global Mass Payouts
Up to 98% payout delivery success on validated accounts from $0.10 USD across creator and partner scenarios.
Local-first payment infrastructure for global digital businesses
Accept the way your customers pay. Cards, local payments, subscriptions and payouts through one integration.
Discuss your payment setup
Tell us your markets, or see fees by market → first.
Availability is subject to merchant review.
FX references by market
Indonesia · BCA; Malaysia · Maybank; Thailand · K-BANK. Terms confirmed in your quote.
Card · Enter card detailsIllustrative demo1
Dashboard
0
SS
Top-up
Withdrawal
Internal Transfer
Payment
Bulk Payment
Collection on Behalf
Global Cashier Collection
Cash Amount
USD499,090.25USD1+9.99
Current Balance Updated On 2026/09/30 18:19
2026/09/012026/09/30
Top-upWithdrawal
Current Data Updated On 2026/09/30 18:19
Top-up to USD AccountTop-up to EUR Account
Recent activity
Select a payment ↗Wallet Balance
View All- USD52,369.20USD1
- EUR8,637.03EUR
- CNY200.00CNY
- GBP10.00GBP
Accept payments
Recurring revenue
Send payouts
Why choose HaiPay?
Localized cross-border payment infrastructure that makes global transactions as simple as local ones.
Global Card Acquiring
Visa, Mastercard, Amex, JCB, and UnionPay acquiring with smart routing, network tokenization, and adaptive 3DS 2.0.
Global Subscription Payments
Automate recurring billing, free trials, and smart retries to grow retention.
Global Local Payments
Connect 150+ e-wallets, bank transfers, and QR rails across APAC, LATAM, Europe, and MENA.
Local Payment Flow
ClientAround the world
150+ payment methods
Multi-Currency Wallet
Local Payment Methods Across Global Markets
Accept locally preferred cards, e-wallets, bank transfers, and convenience-store payments via one integration.
Hong Kong SAR
Visa, Mastercard, American Express, UnionPay
Alipay HK, WeChat Pay HK, PayMe, Apple Pay, Google Pay
Card Schemes
Visa, Mastercard, American Express, UnionPayeWallets
Alipay HK, WeChat Pay HK, PayMe, Apple Pay, Google Pay
Payment methods in Hong Kong SAR
Card Payments
One‑time Card Payments
Accept major global card schemes across borders.
Saved Payment Details
One-click repeat checkout with tokenized card details.
Dynamic Authorization Optimization
Help improve approval rates with smart acquiring routing, network tokenization, compliant auto-retries, and adaptive 3DS2.
Reduce Fraud and Revenue Loss
AI risk scoring and adaptive 3DS block fraud in real time while minimizing false declines.
Issuer authorization places a hold on cardholder funds; after capture and network clearing, net proceeds settle to your HaiPay balance and disburse per your agreed settlement schedule.
Global Card Network Coverage
Accept Visa, Mastercard, American Express, JCB, and UnionPay through a single integration.
.svg.webp&w=128&q=75){kind=logo}
default settlement (+ select local)
standard card settlement (calendar days)
Additional local settlement currencies available in select markets.
Flexible Billing Built for SaaS Growth
Automate recurring billing, metered usage, and hybrid plans with HaiPay's subscription solution.
Fixed‑Cycle Billing
Prepaid monthly, quarterly, or annual plans for recurring SaaS memberships.
Typical use cases:
CRM tools, streaming apps, cloud storage.
Usage‑Based Billing
Post-paid metered billing where customers pay only for actual consumption.
Typical use cases:
API calls, SMS delivery, CDN traffic.
Hybrid Billing Model
Base subscription fee plus metered overages for predictable yet scalable revenue.
Typical use cases:
Team suites, AI tools, managed databases.
Subscription Payments
Flexible billing options for recurring subscriptions
Free Trial · First-Cycle Offer · Dynamic Subscription
Supports Visa, Mastercard and JCB for recurring billing
Enables KakaoPay subscription for Korea-based users
December, 2026
Mo
Tu
We
Th
Fr
Sa
Su
Free
01
02
03
04
05
06
12.00 USD/Week
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
S
Sample ShopClose
Product name12.00 USD
×1Weekly plan
12.00 USD per weekSubtotal12.00 USD
3 Days Free Trial
-12.00 USDTotal Due Today0.00 USD
Then 12.00 USD per week (starting December 4, 2026)
Copy the link or scan the QR code with a mobile browser to complete your payment.
Copy
S
Sample ShopDetail
Total Due Today (USD)
0.00
USPayment method
CardEmail
johndoe@example.com
Card information
1234 1234 1234 1234
MM / YY
CVC
Name
John Doe
Pay
Powered by
TermsPrivacy
TermsPrivacyPayout Flow
Multi‑Currency Wallet
USD
Bank Transfer
EUR
SEPA / Local Rails
JPYBank Transfer
SGD
Real-Time Rails
HKD
E‑Wallet
ContractorUnited States
SupplierSpain
InfluencerJapan
Creator & StreamerSingapore
Marketplace SellerHong KongGlobal Payout Network
Disburse funds to bank accounts and e-wallets worldwide via a single payout API.
Bank Account
GCash
Maya
GrabPay
ShopeePay
OmniPay
DANA
OVO
GoPay
LinkAja!
Touch 'n Go
Boost
JazzCash
HBL
Micro-Payouts from $0.10
Send creator, user, and partner payouts starting at $0.10 USD minimum single payout.
Automated Batch & API Payouts
Submit 1,000+ multi-currency payouts in one upload or API call with instant instruction validation; arrival follows local rail cutoffs.
Itemized Payout Pricing
Clear per-payout fees and FX rates upfront before you send.
Business Virtual Cards
Issue USD virtual cards under US, Hong Kong, and Singapore card programmes for ad spend, AI tools, and API issuing—subject to merchant KYB eligibility and platform billing rules.
Isolate media-buying risk per ad account
Assign a dedicated USD card to each Google, Meta, or TikTok ad account to isolate billing risk.
- One card per ad account across US, HK, and SG programmes.
- Per-card spend caps aligned with daily ad budgets.
- 3DS and AVS verification on Visa and Mastercard.
US · USD5555 •••• •••• 9026
PROJECT CARDATLAS-LAUNCH
STATUSACTIVE · 3DS / AVS
Project Card Activity · ATLAS STUDIOIllustrative
Ad platform billingATLAS-LAUNCH · •••• 9026
Completed$420.00
Campaign spend chargeATLAS-GROWTH · •••• 1034
Completed$310.00
Over-limit ad chargeATLAS-TEST · •••• 4419
Declined$680.00
Settled ProceedsProgramme FundingUSD Virtual Cards
US programme · subject to platform billing rulesIndustry Payment Blueprints
Tailored pay-in, subscription, payout, and virtual-card stacks for global digital businesses—explore all industry solutions.
Accept in-game top-ups via local e-wallets, konbini (Japan), and cards across APAC, LATAM, and MENA.
Wallets · Konbini (JP) · Cards
Collect micro-topups for virtual gifts and disburse creator or streamer payouts from $0.10 USD.
Micro-Topups · $0.10+ Payouts
Monetize micro-drama series and digital content with episode unlocks, free trials, and recurring subscriptions.
Pay-Per-View · Subscriptions
Localize checkout with 150+ payment methods, adaptive 3DS2 card acquiring, and supplier payouts.
150+ Local Methods · 3DS2
Transparent Pricing That Fuels Global Growth
Choose predictable blended starting rates or Interchange++ pass-through. Payment-method rates, FX spreads, and settlement schedules are itemized upfront in your merchant quote.
Blended
Consolidated per-transaction starting rates
From 2.5% + US$0.30US-issued cards
Single consolidated rate per payment method for predictable reconciliation
US-issued cards from 2.5% + US$0.30; non-US cards from 4.0% + US$0.30 (US entity)
Fixed rate tiers per payment corridor for predictable unit economics
No separate scheme-assessment or interchange statement reconciliation
IC++
Statement-level pass-through for high-volume card acquiring
Interchange ++
Interchange+Scheme Fee+HaiPay Markup
Issuer interchange and card-scheme assessments passed through at cost
Fixed HaiPay processing markup itemized separately on every statement
Granular cost visibility across domestic, commercial, and international cards
Compare blended vs. IC++ effective rates in our interactive fee calculator
From 1.2%
Local Payment Methods
150+ local wallets, QR & bank transfers priced by market (e.g., QRIS in Indonesia); FX and local taxes itemized separately.
Typically T+5
Card Settlement Cycle
Standard card settlement in calendar days (T+7 for licensed forex); rolling reserve terms confirmed in quote.
USD Default · T+1 Select Rails
Settlement & Mass Payouts
Select local settlement currencies available; min. single batch or API payout amount from US$0.10.
$0 Setup · $0 Annual
Account & Event Fees
No monthly minimum. Processed refunds US$0.30, disputes US$20, USD settlement wire US$15; US card FX from 0.5%.
Published starting rates apply to standard approved profiles. Final rates, rolling reserves, and settlement schedules depend on contracting entity, risk review, and payment corridor, and are confirmed in your signed merchant quote.
How to Integrate with HaiPay
A Simple Integration Process
1
Submit Application & KYB
Share your business model, target markets, and entity details
2
Sandbox & Technical Integration
Integrate via API or Hosted Checkout and test webhooks
3
Underwriting & Pre‑Launch Review
Complete compliance review and corridor activation
4
Go Live & Operate
Switch to production credentials and start accepting payments
Flexible Integration for Every Stack
Go live in days with hosted pages or build a fully custom checkout via API.
Pre-built checkout page with security and PCI compliance managed by HaiPay.
Launch quickly after KYB and corridor approval
Smart routing across available acquiring channels
Direct API integration for complete control over your payment UI and flow.
100% customizable checkout UX
High-concurrency architecture built for peak traffic
Drop-in UI components for embedded card fields and streamlined PCI scope.
In-page card inputs; redirect-based local wallets authenticate via provider app/page
Web and mobile integration guides available in API documentation
Generate shareable payment links directly from the dashboard—no code needed.
Generate payment links from the dashboard once approved
Share via SMS, email, or social platforms
Global Compliance Infrastructure
Regulated Regional Payment Partners & Licensing Infrastructure for Cross‑Border Growth
OPSPhilippines
Partner Rail · BSP Registered Operator of Payment System (OPS) for Philippines local pay-ins and payouts
PJP3Indonesia
Partner Rail · Bank Indonesia Licensed PJP (Category 3) for Indonesia QRIS, e-wallets, and bank transfers
MTLUnited States
Partner Rail · U.S. State Money Transmitter Licensed & FinCEN MSB channels for U.S. clearing and settlement
MSBCanada
Partner Rail · FINTRAC Registered Money Services Business (MSB) channel for Canadian payment and FX flows
Contracting Entity & Partner Scope: Services are contracted with HaiPay Limited (HK BRN 78684486 · BRC No. 78684486-000-08-26-9) or applicable affiliates as stated in your agreement. Regional regulated rails operate via licensed financial institutions and registered payment partners; counterparty registration and license details are provided during KYB due diligence.
Request KYB & compliance pack →
System Capabilities
Security & Compliance Capabilities
AI‑powered Risk Engine
Layered real-time risk controls combining device signals, velocity checks, allow/block lists, and adaptive 3DS.
SLA Reliability
High-availability infrastructure with redundant gateway routing and 24/7 monitoring under enterprise SLA terms.
Sanctions Screening
Real-time screening across 20+ global watchlists (OFAC, UN, EU).
AML Compliance
Automated AML and transaction monitoring rules aligned with regional regulatory requirements.
PCI DSS · Level 1 Partner Rails
Card processing for HaiPay Limited (HK BRN 78684486) runs on PCI DSS Level 1 certified acquiring/processor infrastructure with tokenized vault and hosted checkout; merchants retain applicable SAQ obligations, and current partner AoC version and validity dates are provided during KYB review.
GDPR & PDPO Privacy Controls
TLS 1.2+/AES-256 encryption, role-based access, and data-processing safeguards aligned with EU GDPR and HK PDPO; DPA available during onboarding.
ISO/IEC 27001 Aligned Controls
Information security controls aligned with ISO/IEC 27001:2022 across gateway operations, key management, and access governance; security due-diligence pack available under NDA.
Ready to get started?
Tell us about your target markets and payment volume to receive a tailored coverage assessment and merchant quote.
