Central Bank Illinois | Our Central Focus is You

Online Check Reorder Notice

We have switched to a new company for paper checks, so your first reorder must be placed with a branch. After this initial order, you can resume normal online ordering here.

Tee Up Great Savings

3.60% APY* 7 or 13 month CD Special

3.50% APY* 18, 30, or 60 month CD Special

*Annual Percentage Yield. The stated APY is accurate as of 6/15/26. Minimum deposit to open is $1,000. Substantial penalty for early withdrawal and fees may reduce earnings. Certain restrictions may apply. Offer may be withdrawn at any time. At maturity, 7-Month CD and 13-Month CD will automatically renew to a term of 182-Day and 12-Months, respectively.
Home mortgage loans

Welcome Home!

With mortgages designed around you, Central Bank makes home buying possible. Enjoy professional expertise in person or apply with our easy and secure online application process. Your dream home awaits!

Apply Now!
KASASA SAVER®

UP YOUR BANKING GAME

See how easy it is to stack your savings with Kasasa Saver and a connected Kasasa checking account!

Earn up to 4.00% APY* – plus perks – on balances up to and including $50,000 when qualifications** are met.

Get Details

Open a New Account Today
When you would rather be on life's next adventure, Central Bank's Online Account Opening helps you stay in the moment. It is easy, quick, and secure. Don't let us slow you down!

Apply Online Here

Fast Answers — No Sweat

Mobile banking lets you manage your money — anytime, anywhere.

Kasasa Cash^®

Build your balance with this free checking account.

Earn High Interest

Kasasa Cash Back^®

Get 3.00% cash back on daily debit card purchases.

Local Lending

Find the Funds You Need

Business Loans

Whether you're just getting started or planning to expand.

Agriculture Loans

From land and livestock to seed and feed.

Mortgage Loans

We love to help locals become homeowners.

Wealth Management

Reach Your Financial Goals

Build Your Wealth

Estate Planning

Take care of your family's finances for generations to come.
Investment Management

Our disciplined investment strategists will put your money to work.
Cash Management

Earn dividends on idle balances while maintaining easy access to funds.
Custodial Accounts

Let us manage the recordkeeping and safekeeping of your financial assets.

Open an Account Today

It only takes minutes to open your account online.