Be wise. !!

Two men, Johnson and Kehinde. Both lived in Ikotun side of Lagos some 6 years ago and they had the opportunity of getting a loan from their office up to N400k. The repayment is from their
salary over 3years. Their salaries are actually 35k per month.

 Johnson bought a generator and a benz 190 with his own 400k.He shared the testimony in church about his benz and generator. He became a local champion immediately after buying the generator. The people in the area comes to watch dstv in his house in the evening. kehinde rather bought a piece of land near badore in ajah with his own 400k.

Now,6 years after the benz 190 is smoking,generator is also smoking.The house rent of Johnson is overdue,children are out of school,other financial issues came up which is salary had gone with. The kehinde plot of land at ajah now worth N6million.He just sold quietly and bought another land in ikotun axis for two million and built a 3bedroom with N4million.

delayed gratification is the sign that you have a financial future. Any money that comes into your hand has 2 parts.The present and the future.

The 4th quarter has almost ended. what have you done with all the money that pass through your hand so far.

 Do you even know how much money has gone through your hand this year? what you have done with the money that pass through your hands determines may be you will be poor tomorrow or rich? i know someone is saying for i know Jehovah Jireh will provide for my future, wait and listen God does not finance your assumptions, but faith and the same bible says that wise man saves for the future,but foolish man spends whatever comes to his hand.

proverbs 21:20 so anybody that spends every income the bible says such a person is foolish.And a foolish man must be poor. there is a season of your life you suppose to invest and save part of your income.if you fail to do so,then the future may not be too certain.

 when the cost of your car is greater than the cost of your savings,then your financial future is in danger.

why do you buy clothes? Is it because you need it or because you need to please someone and show off. if its the last two reason then your financial future  is worth being concerned about.

Five Embarrassing Situations That Occur In Nigeria Banking Hall....

1. when coming into a bank the security door assessment.. the security door always cause Lots of
Embarrassment even to the extent that some time you are forced to drop your accessories outside the bank and yet the security door would still refuse to let you into the bank premises this situation is very embarrassing and some time very funny to watch the persons frustration

2. if you are coming to use the ATM machine in the bank… when the machine continually rejects your card, and then later seize the card…. this situation is also a very embarrassing situation especially when you are in need of the money urgently.

3.Not dropping the pink slip of your deposit slip this could really be embarrassing…especially when you are being reminded by the security guard….

 4. disapproval of signature or passport during withdrawal process or account verification. to me this is one the most embarrassing the situation you can ever experience in a bank… its not only embarrassing but frustrating as well.

 5. one of the worst is the borrowing of a pen(biro) in a bank hall… to be serious i personally suffered this last week when i went to the to make some deposit i was so embarrassed when i had to ask people around lend me their pen/biro… this was really embarrassing i was so ashamed….

listened to silence..

                        

Have you ever listened to silence? These days it is hard to find silence because there is so much white noise. Even in nature there is little silence. We hear the wind, the insects, the birds and the animals. We fill our days with noise from the moment we wake until the moment we sleep. We turn on the television, plug in our iPods, and turn on our computers. 

And some of us are afraid of silence. If silence appears in a conversation, we become nervous. Many of us can't be home by ourselves without turning on the TV or the radio so we have noise. And cell phones allow us to stay connected to human voices so we don't feel alone even if we are deep in the woods. 

8 Ways to Enjoy Being Single

                                                                           Photo credit to Alice My .....

 

While you may not realize, it being single can be a lot less worse than it seems. You don’t need a partner to make yourself feel alive! You don’t need a partner to fulfill your life or make it complete. Remember that you are beautiful and just as important when you are single. Being single allows you to experience that bit of freedom you never get when you are with another person. Even though you aren’t in love with another person, being single allows you to fall in love with yourself and with life. Many people assume that being single is filled with solitude and melancholy, but it isn’t. Being single gives you the strength you need to really come to terms with who you are – and have fun while you’re at it!

Focus on Your Goals

Right after a breakup, something you might feel is this rush of independence. All those things that you wanted to do before but was never able to because you had to consider your partner is now doable. Go to that fancy restaurant and treat yourself. Go to that chick flick that he wouldn’t see with you, or watch those sports she hated on television all day. More than that, being single forces you to come to terms with who you are. When dealing with a breakup, you repair yourself and learn more about who you are now. Why not take that time to focus on your goals? Sit down and get excited about your future; you have no one in your way who can stop you. You can conquer the world.

Enjoy Complete Independence

You may think that being single sucks, but it doesn’t have to be that way. Sure, if you sit and sulk all day about how alone you are, life is going to suck a little bit. But if you open up your life to its endless pleasures, get out there and soak up all the world has to offer you, the single life can be amazing. Enjoy your complete independence. Think about it: you no longer have to consider your significant other in everything you do. You can watch movies all day and not pick up the phone once. You can have a day all to yourself without someone thinking you are avoiding them. Having independence is not something to be ashamed of. Rather, it is empowering and uplifting.

Catch Up with Friends

You may be downright tired of being single and strongly desire to be in another’s company. Let’s face it, it never feels bad to be loved or admired by another person. It’s natural to want to receive affection. But what many people don’t realize is that they don’t need a boyfriend or girlfriend to fill that void. Being around friends can uplift your mood and make you feel complete. Enjoy the company of your friends and have a good time. Especially if you have just ended a relationship, this is a great time to catch up with your friends and have them help you with what you are going through.

Catch Up with Family

Likewise, one of the great benefits of being single is that you can catch up with your family. Often when you are in a relationship it can take up a lot of your time. But now that you are single, you have all this free time.

Cyber Bullying Stories: Catherine’s Real Life Facebook Attack

In some cases the cyberbullying is generated by the virtual presence. In the case of Catherine, she though anything she said on the Internet was harmless. However, she one day found that while at talking on Facebook with a friend about another acquaintance she was being targeted by a teen who took the side of the acquaintance and clearly had an aggressive view towards Catherine.

 She thought nothing of the matter afterwards, thinking the teen was mistaken or just off that day.
However, a few weeks later at a party, Catherine was outright physically attacked by the same individual.

 She left the party with a bleeding cut above her eye, but when Catherine went to the hospital at her mother’s urging, it was found that she had facial bone fractures instead. In Catherine’s case the cyberbullying went the opposite direction, manifesting from a virtual platform to a real life physical attack.

Cyber Bullying Stories: The Loss of Audrie

 

Cyber bullying, the act of using the Internet and electronic communication to invade someone’s privacy, exposing private information about the person or to mental harm him or her, comes in a variety of levels and harm. Some can seem harmless but have the potential to do a lot more. Other acts of cyber bullying can cause so much harm, it drives a person to want to escape, even if through suicide. Here are a few stories of electronic harm done to others, all through the Internet.

Audrie lived to the young age of 15 years before she committed suicide due to the cyber bullying she suffered at the hands of three teens she knew. The attack involved photographs of her posted to the Internet by the boys. The photos also involved Audrie’s rape.

Billboard: Nelson Mandela

What counts in life is not the mere fact that we have lived. It is what difference we have made to the lives of others that will determine the significance of the life we lead.” Nelson Mandela

Nelson Mandela was born in Transkei, South Africa, in 1918. He spent his youth in a traditional tribal community in which he would have been granted a high-office position by right of his ancestry. Instead of choosing a life of comfort and ease, however, he chose a path of struggle and sacrifice in order to secure for his country the basic human rights deserved by all people.

Mandela spent his early adulthood as a member of the African National Congress (ANC), striving for political and social change in a climate of extreme racial oppression resulting from the South African government’s apartheid laws.

In June 1961, Mandela and his colleagues came to the conclusion that it would be ineffective for African leaders to continue preaching passive resistance at a time when the government met their peaceful demands with force. This decision to engage in more aggressive forms of political struggle led to Mandela’s arrest.

The trial resulted in a life sentence for Mandela and seven of his colleagues. During his imprisonment, Mandela became a symbol of the anti-apartheid movement by continually refusing to sacrifice his ideals in exchange for freedom.

Billboard: Oprah Winfrey

 

 'What you believe has more power than what you dream or wish or hope for. You  become what you believe.” Oprah Winfrey

Oprah Winfrey is a remarkable individual known worldwide for her philanthropy and sincere interest in helping people overcome challenges and achieve their dreams.

Over the years she has offered herself as someone who has faced much difficulty in life and prevailed with a sense of purpose and hope. Through television, Oprah has been able to connect with viewers around the world as she shares stories of both hardship and triumph, in turn allowing people to see the best of themselves and others as they relate to those experiences.

ENCOURAGEMENT: Tough Love

 56 years ago when I was 15, I was in a class room goofing around with a bunch of guys. Jim Huxel, the Principal came into the room, garbed me by my ear and took me to his office. He gave me swats with a heavy wooden paddle. I asked him "Why, why me? There were lots of guys goofing around and you only took me. Why?" He responded: "Because I believe in you. You are smart and I know if you apply yourself, you can be successful. You can go as far as you want to.
I walked out of his office with a very sore butt however, I felt GREAT.

5 Question To Ask Your Self Before Sleeping... !

While you lay in bed, trying to call on sleep, spend some time to go through your day and ask yourself these questions:

1.    Was my day productive?
Did you do all the tasks you planned to do? If no, can you identify the reason? Can you avoid this happening again?

2.    How can I make tomorrow better?
How can you avoid making the same mistakes you made today? How can you make the next day better than the one that's just passed?

3.    Did I offend anyone today?
Did you upset anyone? Did you put people's feelings into account during your day-to-day activities and decisions? Have you unknowingly hurt someone or made enemies? Have I burnt any bridges? Plan to make amends.

5 lies you've heard about money..!

We all want need money! Accepted. But there are some lies we tell ourselves about money, mainly because we actually don't understand the character of money. Wealthy people have written books and told us over and over that some of the the things we believe about money are not true. Here are some:

1. I'd be happier if I had more money

This is a very big lie. Sure, money can make life easier. But if money guaranteed 24-7 happiness, rich people would not be depressed or commit suicide. Author of Rich Dad, Poor Dad, Robert Kiyosaki, once said: "Don't look to money for happiness. Money provides luxury and opportunity, but if you don't need those for happiness, then money won't help."

Must Read: Manifest, Sustain, and Retain Personal Energy

 

It was Skip LaCour that said, “You are exactly where you are in your life because you deserve to be.”

Damnnnn! That is some real talk!

So…. Before we stared reading let take a brief minute reflect on last year. Once you are done bring yourself to the present with an open mind and heart. We are about to get REAL!

Are you someone who has an abundance of energy, naturally, on a daily basis? If not, would you like to have more natural energy? If so, This article is going to be very different than most as we explore how to manifest, sustain, and retain energy with in ourselves!

Before we go  into how we can manifest our own energy we must be honest with ourselves and admit that:

Take care of yourself - Short Story

There was a blind girl who was filled with animosity and despised the world. She didn't have many friends, just a boyfriend who loved her deeply, like no one else. She always used to say that she'd marry him if she could see him. Suddenly, one day someone donated her a pair of eyes.

Awesome Love story with sad ending....

I have a boyfriend who grew up with me. his name is Jide .I always thought him as a friend,until last year,when we went on a trip from a club.i found that I fell in love with him,before that trip was over,i took a step and confess my love for him,and soon we became a pair of lovers,but we loved each-other in a different ways,i always concentrated on him only,but to his side there were so many other girls,to me he was the only one, but for him,i was just another girl.........
Jide,do you want to go watch a movie ^_^ ? I asked

I can't : why? you need to study at home  I feel disappointment grabbing my hand no I need to meet a friend he said ummm....ok.... I said sadly
he was like that.he met girls in front of me,like it was nothing, to him I was just his girlfriend. the word love only came out of my mouth.since I know him,i never heard from him say I love you before to us there weren't any anniversaries at all. he didn't say anything from the first day...and continued till.;...100 days,,,,,,,200 days.....everyday before we say goodbye...... he would hand me a doll everyday without fail....i don't know why....
then one day.........

DATE MISTAKES YOU SHOULD AVOID

 

  Hello sweet people, how are you today, i feel so excited today, so whats its with
south Africans, are we not one in the kingdom of God???
   Well, we all love dates don't we? we all like those moments when we go out with
someone for a while, its amazing how some mistakes can be a turn off to that person
 who took you out or you that was taken out and you will be like,i won't go out with
this person anymore,especially if its a first date, you must get your acts together,
because there is no redo button for first impression,

Below are the common mistakes that can be disgusting;

Believe in your dreams ....

Believe in your dreams and don't let your fears become obstacles that prevent you from flying.  You were not given dreams because God wanted to crush your spirit and destroy your hopes.  You were given dreams because God wanted you to fly.

Your dreams are one of the greatest gifts you have been given.  Honor the gift by struggling to achieve it.  Honor the gift by believing that you have the talent to achieve it.  Honor the gift by not giving up or giving in.  Honor the gift by being thankful for the opportunity you have been given.

Your dreams are the wings that your spirit needs to fly farther than you have ever flown.  Your dreams are the wings that will carry you to greatness.  Cherish your dreams for without them life has no meaning.  Cherish your dreams that you may discover new worlds. Cherish your dreams for they will bring you laughter and tears.  Cherish your dreams so that you may be of service to others.

Listening To Others

Conversation is becoming a lost art.  People pass each other like shadows in the night, absorbed in their small worlds.  We seldom listen to the stories that people have to share about their lives.  We have little time for family and friends and rarely do we risk speaking to strangers.

Growing up in a small community, we left our doors unlocked and our cars running when we went to the post office.  Everybody knew everyone else and rarely did we meet a stranger.  Our conversations were filled with stories, gossip and laughter.

Yet, today I live in a much different world.  I lock the doors of my car even when it sits in my driveway and I always lock the doors of my house even when I am home.  And most of the people I meet are strangers and rarely do we speak.

Giving a Little, Getting a Lot

This is my commandment: Love each other in the same way I have loved you. There is no greater love than to lay down one’s life for one’s friends. John 15:12–13 (NLT)

Do you make sacrifices in your life for the ones you love? I’m sure you do. But how do you look at those sacrifices?

To make a relationship work, you need to sacrifice from time to time. I’m not saying that a relationship should be a one-way street with only one person doing all the sacrificing. Little sacrifices going both ways ensure you’re taking care of each other. For example, you might give up your favorite thing to do one evening to do something you don’t like as much if you know it really lights up the person you love.

Learn Not To Judge Yourself Too Harshly..

                          

Sometimes we as creative leaders are our own worst critics.  We often don't appreciate the talent we have been given or the skill we have mastered.  We have a difficult time accepting praise from others.  Sometimes we don't even want to let others see our work.  We are afraid of what they may say.

We need to learn not to beat ourselves up over every minor mistake or perceived mistake.  Mistakes actually are good things because they often lead to new creative ideas.  Don't let your mistakes knock you down.  Find the opportunity in the mistake.

As creative leaders, we need to stop trying to be perfect and, instead, embrace our flaws and imperfections.  We need to incorporate our flaws into our work.  We need to find the beauty within the ugly.  We need to enjoy what our flaws have to teach us.

See beyond your mistakes...

There are hundreds of reasons that we should believe in our talents.  As creative leaders, we should celebrate our unique visions of the worlds we inhabit.  We should be proud of our accomplishments and our victories.

Yet, many of us are plagued by self-doubt and a lack of confidence.  We feel we are not good enough.  Even when we are successful, we are afraid that others will discover that we are frauds.  We race through life hoping that the truth will not be revealed and that we can escape embarrassment and shame.

We fail to realize that we have many reasons to love ourselves.  We are so busy focusing on our mistakes and weaknesses that we don't ever discover the truth.  We see only our faults and failures.

Open your eyes and see beyond your mistakes.  Take a moment and give thanks for who you are and what you have been able to accomplish.  Count all the reasons you should love yourself.  Then accept the gift of talent that you have been given and appreciate your strengths.  Be confident.  Be strong.  Love yourself.

History A Must Read: Learn And Pass It On...

         

My most memorable class in high school was American History my junior year, not because of the subject but because of the teacher.  He encouraged me to think.  In college, I took only required history classes and I could not tell you anything about them today.  History was not something that inspired me.  I came from the generation that spouted such slogans as "Don't Trust anyone over 30."

I did not discover the value of history until I was in my early forties.  I was taking a trip to Mexico with my family and decided to read something about the history of Mexico.  I read the book, The Conquest of New Spain, by Bernal Diaz del Castillo.  Diaz was a soldier with Hernan Cortez when he conquered the Aztecs.  He wrote this first hand account years later.  I was hooked.  I was soon reading other books of history as well as biographies and memoirs.

History at its heart is about storytelling, not dates and names.  And history like all good stories has many lessons to teach if we are paying attention.  Nations and their leaders, unfortunately, have a tendency to repeat the mistakes of the past.  We never seem to be able to learn from history.  By the second or third generation after a key historical event, the lessons are being forgotten.

Inspiring: The blind boy

A blind boy sat on the steps of a building with a hat by his feet. He held up a sign which said: 'I am blind, please help.' There were only a few coins in the hat.

 A man was walking by. He took a few coins from his pocket and dropped them into the hat. He then took the sign, turned it around, and wrote some words. He put the sign back so that everyone who walked by would see the new words.


Soon the hat began to fill up. A lot more people were giving money to the blind boy.. That afternoon the man who had changed the sign came to see how things were. The boy recognized his footsteps and asked, 'Were you the one who changed my sign this morning? What did you write?'

Why are Goals Important? - Must read

On the best sunny day, the most powerful magnifying glass will not light paper if you keep moving the glass. But if you focus and hold it, the paper will light up. That is the power of concentration.

A man was traveling and stopped at an intersection. He asked an elderly man, "Where does this road take me?" The elderly person asked, "Where do you want to go?" The man replied, "I don't know." The elderly person said, "Then take any road. What difference does it make?"

How true. When we don't know where we are going, any road will take us there.

Shake It Off And Take A Step Up...

                       



One day a farmer’s donkey fell down into a well. The animal cried piteously for hours as the farmer tried to figure out what to do. Finally, he decided the animal was old, and the well needed to be covered up anyway; it just wasn’t worth it to retrieve the donkey.
He invited all his neighbors to come over and help him.

 They all grabbed a shovel and began to shovel dirt into the well. At first, the donkey realized what was happening and cried horribly. Then, to everyone’s amazement he quieted down.

A few shovel loads later, the farmer finally looked down the well. He was astonished at what he saw. With each shovel of dirt that hit his back, the donkey was doing something amazing. He would shake it off and take a step up.

Quote Of The Day..

THE DIFFERENCE...

Winners say, If it is to be, it is up to me.
Losers say, I can't help it.
Winners translate dreams into reality.
Losers translate reality into dreams.
Winners empower.
Losers control.
Winners say, Let's find out.
Losers say, Nobody knows.
Winners are part of the solution.
Losers are part of the problem.
Winners are not afraid of losing.
Losers are afraid of winning.
Winners work harder than losers.
Losers are always too busy.
Winners say, I was wrong.
Losers say, It was not my fault.
Winners want to.
Losers have to.

TEN COMMANDMENTS FOR PARENTS..

1. My hands are small; please do not expect perfection whenever I make a bed, draw a picture, or throw a ball. My legs are short; slow down so that I can keep up with you.

2. My eyes have not seen the world as yours have; let me explore it safely; do not restrict me unnecessarily.

3. Housework will always be there; I am little only for a short time. Take time to explain things to me about this wonderful world, and do so willingly.

4. My feelings are tender; do not nag me all day long (you would not want to be nagged for your inquisitiveness). Treat me as you would like to be treated.

5. I am a special gift from God; treasure me as God intended you to do - holding me accountable for my actions, giving me guidelines to live by, and discipline me in a loving manner.

Must Read: Couple Born Together And Died Together

       

                                                                                     Photo credit: Ashleigh Ruhl / Grunion Gazette

Les Brown Jr. and his wife Helen were both born on December 31, 1918. When they met in high school, they were instantly smitten. Les came from money, while Helen’s family was working class, so their parents disapproved of their young love. But as soon as they left high school at 18, the pair eloped.

Must Read: 75 Years After First Kiss

     
                                                                                                        Photo credit: News Corp Australia

When Carol Harris starred as Sleeping Beauty in a third grade play, her co-star George Raynes “laid a big wet one on her.” George was playing the prince and had just initiated his first kiss.

George moved from Saint John, New Brunswick to Toronto, Ontario after high school, where he got married and raised a family. Decades passed, and 61 years later, he lost his wife. He decided to revisit his old stomping grounds in Saint John, and there, Carol and George crossed paths again. The two hit it off and quickly became close friends. A romance blossomed, and George proposed to Carol in an Ontario restaurant.

A Must Read: 60 Years Of Separation

                                                                                                       Photo credit: Siberian Times



Anna Kozlov had only been a newlywed for three days when she bid her husband Boris adieu. He was off to fight in the Red Army and she would await his return—or so they thought. During Boris time away from home, Stalin exiled Anna and her family to Siberia, and Anna couldn’t even leave word for her husband. Boris spent years looking for her. The two shared a hometown, but Anna was barred from visiting it, so the two completely lost contact.

Anna was so distraught that she seriously contemplated suicide. Her mother then destroyed all mementos of Boris and Anna’s life together, including wedding photographs and letters. She eventually remarried. Boris, unbeknownst to her, did the same.